The Buyers' Broker Agreement will be in place. 

Lots of the known companies such as CHUBB, Cincinnati and others are using their E&S companies that aren’t regulated but the state to offer coverages where they can.  

It can be extremely passive when you use a matchmaker/broker. 

The company seems to be all over it so hopefully this gets repaired but we will see.

I highly recommend that you tune in to the BiggerPockets Podcast and connect with the local lenders and brokers.

There you will learn about strategies, connect with lenders, contractors, other investors of all stages, realtors, private capital companies and so much more!

But I spent a lot of time in civil court defending the purchases, usually against a multi billion dollar company called Fidelity. 

The title company that did the closing, had a bunch of recordings that day and unwittingly had the county record the HELOC first, and seconds later time/date stamped the senior.

The only way you're really going to know if you fully qualify with keeping your current primary (to turn into a rental) is to talk to a lender or mortgage broker and see what's possible. 

Send me a DM and I would be happy to broker some introductions for you.