You might want to check out the Tacoma News Tribune site and search for stories on "Hilltop."

That being said, if you break down what they do, and compare it to similar companies, it doesn't seem to warrant the extreme hatred they get on BP, unless maybe people are just jealous that these guru programs can make $40,000 for listening to questionable advice, when no one will listen to their good advice for free?

In high appreciation areas of Houston, 1% is a benchmark, but the investors in that space know they are, at best, breaking even and banking in appreciation.  

Decreased Housing Supply Continues to Lessen Affordability: Zillow by Jacob Passy MAR 27, 2015 4:22pm ET Housing affordability has shrunk as the issuing of new housing permits has failed to keep pace with population growth in cities across the country, according to research from Zillow.The cities that have maintained affordability the best are those that have either experienced low rates of population growth or have kept in step with that growth by building more housing units, according to the report published March 27 by Zillowmore....http://www.nationalmortgagenews.com/news/originati...

But I'm no MIT graduate and I've known this since I was like 12 lol well anyways let me know what y'all think. https://www.yahoo.com/finance/news/26-old-mit-graduate-may-155331013.html

I have owned in the mid west and south for more than 10 years.. and have made literally thousands of loans from my first out of state loan in Detroit in 2001,, when turn key was a new fangled approach my LA based marketing guys were doing .YOu will need to really understand the socio demographics to understand were and how to invest in the mid west and south.I am pretty heavy in Charleston right now so I follow the news there  read this article..

I've not read any of his scribbles and had only known of him as a talking head on the Guru circuit - primarily after he was in the news over financial difficulties he was having at the time.Anything that motivates folks to put down the cheetos, get off the couch and do something to better their future has some merit.

And if the car had cosmetic or mechanical issues, you'd want a price break for those, too.Before buying my first investment property I had bought and fixed up cars to help pay my way through college.

They splash out of steaks, a new grill, etc.And if they win big, they get a new car, etc.If you earn $100k, you spend $100k.People cannot break that cycle of spending everything they have.And despite all these gurus pretending it's easy, this is still a rich man's (and woman) game and it takes money to play this game. 

Interesting article offering yet another view of the housing market moving forward.http://www.bloomberg.com/news/articles/2015-03-31/this-new-indicator-shows-there-s-no-bubble-forming-in-u-s-housing?