Typically, the loan mods that I've seen from the banks and hedge funds involve "deferred principal," and only modify the note and not the Deed of Trust or the Mortgage.  

Looking for recommendations to cash out refi 4plex in Arizona.Would it be better to go with local bank or a broker?

Listing agents as part of their contract with the selling bank typically can not get both sides of the deal.Selling bank can do whatever it is they wish, they own the property.

These are big ticket items that were planned for but if the planning took place too far in the past, a roof that was quoted and budgeted for $80,000 now cost the HOA $105,000 that $25,000 has to be made up quickly into the HOA bank account.

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

Can you please explain what RLT is?

I really enjoy Logan Raley at River City Bank for building your portfolio. 

Looking for other banks.

I'm just thinking that you can only do this so many times before the bank is going to say no, you're debt to income ratio is not high enough.

I have a owner who will carry a second but I need to find a bank who will work with a 2nd.