There isn't a form or form letter that I have found that makes sense in all situations... it's more of a packet. 

Thanks Sandeep, and I'm glad to hear that.That's helpful to hear your personal situation.

They are great at commercial lending and can get very creative in certain situations.

It is technically true that you won't see a mathematical "gain" for several months or even years depending on the situation, but a lower rate will immediately increase your cash flow each month which could be a good benefit.

This was a very unique situation that turned out awesome for everyone involved. 

I am also in the same situation, but at the beginning of this process.

Be sure to talk with your CPA or other qualified advisor for specifics on your situation.

Hello BP,We recently acquired a condo in  Falls Church,VA area through court house for flipping.The owner/occupant was a old lady did not move out after we purchase the unit.While we are in legal process to get possession, i received a call from the HOA today that the neighbors of this unit observed a foul smell and called the police to see what is going on.we are breaking the lock as soon police arrive and get into the property.The smell could be from the leftover food or could be anything.To prepare for a worst case, i am trying to understand how to deal with the situation and get some affordable master cleaner referrals.Thank you,Vinod.

As I was doing my research there were couple articles as well as posts where it stated that buying a foreclose property for novice is not a good choice since there are many situations such as liens can make your deal go south.

But of course the agent felt the need to manipulate the situation (And I don't do well with people who try to manipulate me) and lie about her status.