I think you already answered your own question but she didn't like her answer and wants a magical solution "She cannot afford to keep up with these fees and is debating just stopping paying her fees and mortgage altogether and forcing a foreclosure." 

Add on all the wood paneling removal and drywall installation, floor treatments, etc, etc. and it got to be a pretty good size rehab cost to prep the house for retail.But like I said, this house was very well-maintained.

It shows that even though many tech solutions for real estate currently exist there's always room for new innovation.  

Find a problem, then offer a solution to the problem...if you need them to carry paper and they need all cash, it is not a win win, and move on to the next deal.  

@Travis Frenchak - Yes, that's well worth the risk to try for the simple solution.

That said, I provide solutions for my sellers regardless but my struggle is finding people to hear my awesome options.

I enjoy reading the forums, there are certainly a lot of knowledgeable people, some amazing achievements, and a whole range of ideas, solutions and case studies.  

I might have to figure out another solution.

We have two contradicting reports on dry wood termite infestation at our quad in San Diego.One pest company recommends fumigation, the other recommends spot treatment and option to pay 400$/year for re-treatment with company's right to modify price after 2 years).How do I make an informed decision on which recommendation to go with?

Their solution was to counter with 1.32 mil, 15% down, a 5 yr term at 4.5% int after which I immediately scheduled a meeting with their broker who happens to also be the daughter of one of the 4 owners.