to protect before it makes sense to spend that money - compare that with how much you spend in annual insurance for the same property/equity (on the same FEAR principles, just in case your property might burn down).Again, this is a simplified rule of thumb, as there is a lot more to the LLC question - when to do it, how to do it, current mortgage, proper transfer to preserve title insurance chain, DOS, future financing, management, distribution of properties per entity, insurance, partners, etc. - stuff barely touched in current thread.There is no one-size-fits-all - the risk threshold is a subjective measure particular to each individual.

If there are roof supports on top of the wall you're wanting to take out, a support beam can be installed to transfer the load.It's really hard to advise you on this without some pics or seeing it in person.

If I transfer title after the purchase, it might trigger a due on sale clause?

@Edward Bowlby When you will refinance the lender will pay off current lender and rest  cash out funds will be transferred to your account.

@Akeem Moreno for my properties in Ohio and Texas I have purchased in my name then transferred the deed to my LLC.

There was a disagreement (between the seller and I) if the pet deposit should be transferred to the buyer.

That will be the easiest way IMO, but you can also do a credit card balance transfer.  

It’s just the transfer docs that are different. 

Considering the loan is a Fannie Mae loan, after the loan is closed, Fannie Mae allows the borrowers to transfer title to an LLC that the borrowers are the majority members of.

I've been reading about transferring a personal mortgage to an LLC and thought it would be a good idea for my personal investing journey - though I don't have any properties yet.