i.e if you needed money immediately, you can HELOC against the home when the time came that you needed the money, you wouldn't get taxed, you wouldn't pay commissions, closing costs, transfer taxes and you continue to hold onto your asset.Hope that helps, and congrats! 

Just use a loan payoff or debt settlement letter and pay by check or wire.Have both parties sign and copy of check or wire transfer.

Also, if you start with a Roth IRA, you won't be able to transfer those assets to a Solo 401k down the road.

Find another one.You can find a more informed banker; transfer of title always comes with some risk. 

So what you can do, is get a loan in your personal name and transfer the title to your LLC after closing.

You can also find lenders where you can do Fannie May 30 year notes in personal name and transfer to LLC at closing without triggering the due on sale clause in most traditional banks.

You can do the exact same thing without selling/transferring to your wife.

Equity you pay for is just your money transferred from your bank to the property...where it dies."

Quit Claim are perfect for transferring properties from your name to your LLC and among partners - but when you're purchasing, the seller provides the buyer with a title policy to ensure clear title and for that a warranty deed is the only way to go. 

Here is a checklist of items you should consider leading up to Closing Day:Contact settlement agent and lender to ensure closing is still on schedule (1 to 2 weeks out)Review preliminary closing settlement statements (1 to 2 days out)Arrange money transfer  (1 to 2 days out)Sign closing documentsChange locks & make copiesPlace keys & lockbox at property for ContractorsProject StartupAt this point, hopefully you spent the Closing Period getting ready for your project, and you have your Contractors selected, lined-out and scheduled to start work on Day-1.