@Zachary WareHere’s the original post:So my mother is retired and my father is just about ready to retire.

Recently became a father and feel more motivated than ever to actually start taking action and getting started.

My father wants to close down his business that my grandfather built up, and I would like to research how to, get into sell the business, the equipment and everything by just shutting it down.

heres a loaded question that i felt like made sense to put in the Lending category. me and my father are partnering up to build a large real estate portfolio. full transparency I'm sitting at about a 590- 600 credit score with 15k cash and 8k in credit card debt. my father is at about 720-730 credit score with also about 15- 20k cash, no debt. we share a very small, uncomfortable apartment. we'd like our first property to be a house hack i.e. 2-4 unit with a rehab as we live in one of the units. my question is, should i dump my money on my credit cards, and use the money ive been saving for a down payment on that property, ultimately delaying our purchase by months?

My father is owns a construction company so I am looking for something that needs work.

I have 3 rentals and I grew up in a rental family (father owns 30+ from single-residence, to efficiencies, to commercial) so I understand the pains that come with all of that.

But I am hesitant to play the "I own the home" card because I feel that would be an unfair thing to hang over someone's head (also my father would do that a lot and it would make me upset). 

I took a few years out of work to take care and spend time with my father who passed, so I have only been working for a year now.

The older brother is apparently stationed in Germany and was left the house when the father died.

My mother and father FINALLY retired this year at 78.