Now that I'm home, I've tested this rule a few different ways, and will share it.So, here's the new rule that I've made up.If your monthly cashflow is 2.5 times GREATER THAN your personal monthly PITI added to the sum total of your monthly consumer debt obligations, then you should be able to quit your job and continue to get investment property mortgages, assuming you are buying cashflow positive assets. 

I am now trying out the "luxury vinyl planks" - Consumer Reports recommended the Lowes' brand  Shaw, for which I paid $2 a square foot plus you have to put in relatively thick underlayment and then ~$1.70- $2 a square foot install.

Hey everyone, this is my first post after consuming as much about REI as i can take.

Since I recently moved 4,000 miles away from the local branch, every banking task no matter how easy and trivial has turned into a time consuming inefficient process.

I will do this primarily by:Introducing our clients who are accredited to our other clients who are syndicating large apartment deals (one of our clients raised over $1.5MM from the connections we provided them with in 2017, I'd like to see that double)Helping our smaller clients grow their portfolios through providing deal analysis support and connecting them to our industry partners who have proven track records of getting things doneSaving our clients, and those who consume my content, thousands of dollars in taxes via the new GOP tax plan2.

While consuming all the great info here and on the podcasts, focus on your goals and what you want REI to do for you and your family. 

@Jay Hinrichs@Russell Brazil@Jack B.Whether it's a PhD economist from a great school that gets behind the efficient market theories that drive the Capital Asset Pricing Model, or someone that studies/understands the inevitable irrationality and psychology that drives consumer decision making:One of the basic concepts in economics is the concept of price elasticity. 

As I understand it, the document serves to amend the existing HMDA "made by section 1094 of the Dodd-Frank Wall Street Reform and Consumer Protection Act".I'm curious if investors who purchase and restructure non-performing notes are required to abide by either the current or the new act. 

This is in contrast to the section which talks about consumer checking accounts.Does anyone know of any major bank that will cover a loss due to unauthorized transactions on business checking accounts?

Working full time and doing Real Estate is very time consuming but well worth it.