I provide a service that can only be installed in new construction MDU development. 

The bank will let your monthly debt service be up to 45% of your monthly income. 

Amazon Web Services had a 15 hour outage last year.

I don't know how the Service would like a scenario like that.The most common scenario we get with situations like this is that if she can be patient, then she moves out of that house for a year and rents it. 

My Smart Move is pretty decent service. 

What is usually done on pre-foreclosure services you make a price which includes their balance owed whether it is County Property Tax, Mortgage payments, or somebody else. 

Option 2 will cost you attorneys fees, filing fees, service of process fees, etc.... some of these can be collected on the back end if you get a judgment, but the attorneys fees typically aren't collectible. 

If I replace it now while living in the house, can I begin depreciating the remaining life of the roof when I put it back into service as a rental again?

Market CAP Rate: 7% | Mkt Rents: $1100-$1200 | Duplex: 2 2BR/1BA Units Pro Forma Numbers GOI: $28,800 Effective GOI: $25,920Total Expenses: $10,400NOI: $15,520Debt Service: $12,427  Based on$165,000 Purchase price. @ 20% Down 5% Interest 30yr Amortization Cash Flow: $3,176 CAP Rate: 9.46% 

I think it also locked him into using the PM for add on lines of business like using their repair services or something similar.This shows that you value the owner's business, but you want them to show loyalty in exchange for holding them in place.