He told me I will be receiving a link under that person's name to fill out the application.  

No, as long as your loan was an OO loan that provided you live there 1 year then you've met your obligation and can move out with no issue.

Hi John, Having the personal loan is no issue, and doesn't disqualify you in any way.

Airbnb issued me a 1099-K tax form, indicating I meet the threshold for gross rental proceeds paid by guests.

@Andrew PostellI’m not sure if I’m understanding what you mean about talking the final draw at the end… are you saying make sure the lender doesn’t have an issue with me doing that ?

He had a tankless hot water issue that lasted a few days.

The issue in all of Ohio is rents.

Dudes,There is something called "Ad Fatigue" Make sure to look it up.Every other link I click trying to provide value, or answer quesitons  I see this dude's face, in my face!

If something urgent does arise, it helps to have a local STR manager that can handle it for you rather than larger national companies like Vacasa and Evolve - that tend to be notoriously bad at handling issues for owners.

What have been your biggest obstacles or issues that youve had getting started or with your current business?