Landlords, as you say, are in business;  a professional businessperson is an expert in their chosen field--in this case your state's L/T law.Are there other alternatives to filing for non-payment? 

O/T :Have you already gotten the discount for signing up for a new Home Depot card?

Based on your reply, it sounds like you are still committed to Troy NY and continuing to look, is that right?

I agree that there is no up-front financial contribution required to access the plethora of information here on BP; that is why I have committed to "pay-it-forward" and share my own experiences and knowledge gained once I become active in real estate investing as many others here on BP do.  

BP is the only resource you will need to know everything about RE investing, you just need to commit some time to figuring out its best use for you. 

The markets will respond as the costs of borrowing drop (interest rates go down) you will see a move into CRE or as the returns of less riskier investments such as T Bills goes down you will see a move into CRE.The market value of the property will be influenced but not based solely on cash flow, NOI or cap rate.

It forces people to look at it regularly and be rewarded for progress mentally,,,,more than just buying a gym membership drops 30 pounds overnite(in peoples dreams),,,its easier to NOT do it than do it,,,unless your committed 24/7/365 Thanks for the GREAT info as always!!

If you are worried about the time commitment, why on earth would you give yourself 20 SFRs to oversee rather than a single 20 unit MFRE property (downpayment issues aside)?  

,Well, as a lone ranger, you're now 100% committed to this single acquisition. 

@Jennifer T.