First 10 years I/O and fully amortized for 20 years thereafter..If it's full income verification, strong credit and a lower LTV you should be able to get there with a mild buy down..Check in with @Joseph Chiofalo for a quick second look.

Start with the California Association of Realtors Residential Lease Agreement.

I’ve started this journey with the end in mind (positive energy only) 😊

Since no one else has chimed in on this I will play advocatus diaboli here since it’s a topic I feel strongly about.

Local markets are impacted more strongly by local factors than national ones such as changes in interest rates. 2.

I have 1 rental property that is a duplex as a house hack and the tenant that has been living there for about 3 months now is giving me some problems(not anything that cant be talked about and solved over conversation...

Stay away from occupied properties since you can't get rid occupant for at least 90 days before start eviction process ( new law ) I'm going thru this right now and it is very very frustrating.

In reality it may lead you to some kind of shell company with no contact info or 'friend of a friend with a license', but it's at least a good place to start

Currently you can find 1000sqft apartments in decent neighborhoods starting at $45k and homes starting at $60k , this is info i found online Bolivia is one of those places where people are still old school and you find the best deals by word of mouth.

He throws out a high number and my guess is probably 5% of the people may say sounds good when can you start , and he makes big money for a small job .