Win-win.

I would advise you simply allow the tenant to go M2M on the existing lease if there has not been any issues. 

If the owner only wants cash, you won't win the contract unless you have cash.

utm_source=newsletter- https://www.biggerpockets.com/renewsblog/telltale-signs-youre-not-ready-to-invest/- https://www.biggerpockets.com/renewsblog/vital-importance-mentor/- https://www.biggerpockets.com/renewsblog/get-ready-to-invest/- https://royallegalsolutions.com/get-your-head-in-the-game-four-pro-tips-for-creating-a-winning-real-estate-investing-mindsetYou might want to read and follow these threads:https://www.biggerpockets.com/forums/48/topics/630353-advice-to-your-20-year-old-selfhttps://www.biggerpockets.com/forums/12/topics/625324-looking-for-financial-advise-for-getting-started?

Under this Alabama new lien auction investors bid down the interest rate instead of overbidding, so the person who bids the lowest interest rate wins.

I would simply call other banks.

This was a win-win, as we were able to help pay the owner's medical bills, and we got a great investment!

I know another buyer has an offer in as well so if it is a decent deal what’s the highest you would go to win the deal?

I only engage and structure win-win situations my guy!

What lessons have you learned and what are some of your wins?