I see lots of problems in the future when the new owners have to replace a roof or siding in the future and haven't saved the funds in a reserve account.

If the roof is messed up and the house is worth only 200k it’s gonna be hard to buy unless you get it for dirty cheap.

And then use somebody with license for the roof, electricity etc 

@Pavel Ushakov - It's a single unit inside a larger building, so the HOA (snow removal, roof, elevator, etc.) isn't going to change based on how many tenants I have in the space.

1950 Single Family House 2br/1ba (there is an extra akwar room that i will make into another bdrm (see pictures)the square footage says 1384, however I believe its a little more because of a laundry room add-on about 10'X8'A new roof is a MUST but there isn't any leaks yet, just a lot of visible patches. 

I walked the property and its in good overall condition. windows, trim, furnaces, floors, roof…all in good condition.

We like multifamily and large apartment complexes because of the cashflow and economies of scale by having more units under less roofs.

. :( a new higher fee...Trenton City want 3 certificates (Roof, Chimney, Heat). 

Should you have an E&O insurance claim your rates can go thru the roof.

The place has a fairly new metal roof, along with some other recent upgrades to the property.