That would be a great bonus and it would help me get to my repair and occupancy saving goals faster.One thing I need to research is how lower rates impact rental rates.

With this rates so high I’m not Looking for make Money out of it, more to pay it’ self. my down payment will be around 40% to make the number work.

By taking into account market conditions and understanding the fluctuating interest rates, you can make informed decisions that align with your long-term financial goals.

That pretty much guarantees a 100% open rate.

Sean, I know we've chatted already but I forget what your savings rate is.How quickly will that $50k in savings be $70k or $80k?

In some states, the property tax rate is different depending on if it is a primary or secondary property, so this is something to keep in mind.

So, she could get a better rate on her auto loan - which is through a local hard money lending company that typically charges 25%+ interest rates on crappy cars that won't last the term of the loan.So, if you can't just look at the application data subjectively and without emotion, you should delegate it out.

The "Internal Rate of Return" is just the discount rate we would need to have that makes the PV of our cash inflows equal $0.  

HELOC gives additional flexibility for a higher interest rate.

I'm sure I can get the deal done and these are garden style 3-4 story walk up style which are the low end of market rate