They will go as far to say they will only pay for painting the  1/2 of of a wall that damaged, but the other half is fine and does not need it.Depending on your policy, you can ask for cash payout up front, but they will only give you the Actual Cash Value of the claim.  

Please let me know if I messed up/missed anything.WF Origination Charge (Supp Reno Fee* + WF Fee) $1,509 Charge for Points (1.5) $1,065 Credit Report $12 Appraisals (Includes Final Inspection of $100) $810 Tax Service $70 Consultant Fee* (Necessary for Reno Loan) $500 Abstract or Title Search $175 Title-Exam/Attorneys Opinion $400 Title Insurance-Lender Coverage $216 Title-Survey $340 Title-Owner Policy (Optional) $83 Title-Closing/Escrow $300 Title-All Endorsements $24 Record Deed $60 Record Mortgage/DOT $115 City/County Tax Stamp-Deed $1,350 State Tax Stamp-Deed $1,350 Title-Courier $100 Closing Costs (- Supp Reno Fee - Consultant Fee)   = $7,465 *Already included in Renovation Costs

Many homeowners policies allow you to rent 2-4 weeks or so only.

We use them for vacant policies up here and I have heard of others using them around the country. 

@Bill Gulley  Now I did use an attorney 2 weeks ago to read through my G L policy and umbrellas for my 27 homes I just started ..

Include a hefty umbrella policy.

Since you are just starting, having a hefty insurance policy along with umbrella coverage may meet your needs.  

The company who screws up with honor new policies to cover their butts, because eventually they will have to fix it.Did they disclose you were only getting 1 lot?  

Please message me names/contact info.The insurance company wrote me saying they need the following repairs made to my Temple U rental or they will cancel my policy:1.

I was also asked about item 13, “If the approved pet is a dog, Tenant agrees to obtain Dog-Bite insurance and to provide Owner with a copy of the policy.”