@Stephen Stokes In general I might agree but a) I'm new to RE and this has been great practice/experience and b) I should be getting taxes lowered quite a bit, so the % fee of those companies is a little steep for me at the moment - interesting your uncle trusts them though.

The Seller's side came up with the MLO as a strategy to avoid capital gains, so essentially my same terms on a MLO which I am not particularly fond of since 20% is a big chunk for an MLO which put me at risk of loosing it if I don't exercise my option but, I'm fine with it on a purchase because of the terms.

The sellers agent wanted just a photo of an EM check, this would be a credit to me at closing if my offer is accepted.

I then said George, it was the tenant that alerted me at 4 in the morning.

I made it through most of the loan process and my loan officer called me at the last minute to tell me I would either have to put down 20% or switch to an FHA. 

At the end of the year, I turn over all of my expense reports, payroll information, 1099s, etc to my tax person, and they handle the rest for me at a very reasonable discounted rate since it's very well organized.I do not miss Iowa!  

There is no meat left on the bone. 

You can contact me and or text me at 602-793-3165 for a scheduled showing or to ask me a question Thank you!

Not much meat on the bone left in the situation unless both payments are low. 

Realtor lets me know there is a $300 fee due to me at closing so that he can submit offers via a website to the bank AFTER I submit the offer.