:cool:

:cool:

:cool:

The decreased bond asset value destroys the banks liquidity and prevents it from issuing new loans.The suppliers of Heidi's bar, having granted her generous payment extensions and having invested in the securities are faced with writing off her debt and losing over 80% on her bonds.Her wine supplier claims bankruptcy, her beer supplier is taken over by a competitor, who immediately closes the local plant and lays off 50 workers.The bank and brokerage houses are saved by the Government following dramatic round-the-clock negotiations by leaders from both political parties.

There are other liquidity considerations too, which necessitate looking at your whole financial picture.The Mortgage Professor is Professor Emeritus at Wharton (arguably the best business school in the world) and has similar calculators on his site:CalculatorsI would trust his calculators over others FWIW.

:cool:

In our house, the master bedroom is the furthest room from the source, so the cool air not only has to travel the longest, it also gets the "leftovers" after the rest of the house has had its share.In order to get some air to our bedroom, I have to choke down a few registers, such as the kitchen, den, and bathrooms.

don, just remembered..another option is you can have an insulation company spray it..it gets very expensive though..for me, it was like 2000 bucks i think for a 300 sq ft basement room..there's all types of unconventional insulation methods..they just usually cost more..i'd call the inspector and see if he's cool with the dow board..4x8 sheets are 10 bucks at lowes and you can layer them on top of eachother..at least here you can, to get the proper insulation R value

Ya I've just been thinking it over and I think I'm just going to try and liquidate.

Long story short, my liquid funds are depleting each month.