That is why I think my blog is a pretty cool thing.At the time I wrote each post, there was no happy ending I was writing towards.

Purely anecdotal, it seems like homes aren't being snatched up as quickly as they were 6 months ago. Thoughts?

imo, stop drinking the cool aid (that's a reference to Jonestown ), were the credulous followed their leader and ended up suicidal. 

I definitely need some of these, others are more just for cool-factor.  

You can also get government assistance when doing this, it's really cool and a win for everybody.Just another idea for those streets,Adam Adams

I had options other than selling but I let the non-analytic side of things take over, which used some of my own real weaknesses (lack of liquidity, for example) against me. 

There are so many cool and exciting things going on.

DM me and tell me a little bit more about your situation Credit Score, Liquid Funds, and I can help as well.

Tom - my first day here I met someone from Wisconsin :) That's pretty cool.

i would assume that if i can get something low enough below market value, the equity will already be available, at least enough to cover the bulk of the original heloc. or, if i can get a small condo close to campus for a little more than double my equity, i may be able to get the loan payments low enough to recoup fairly quickly. a third option would be to spread the heloc out as down payments on more than one property. in any of these options, i think it would be a good idea to hold onto about 5k liquid for anything that might pop up. i have to start somewhere, but is this too risky?