The Chattanooga market for STVR has had many recent changes making it harder and more expensive to get permits.

Thanks for your insights. 

However, after talking with the loan officer, he said you cannot change your primary residence while in this loan (even after a year) and that it was technically the same for FHA loans.

Analyzing areas around Columbus OH for purchasing duplexes and SFH for appreciation / cash flow - would like to stay in $100-200k range - any insight on where to target and areas to avoid are appreciated.

Any insight is welcome, thanks!

I've been on the construction and maintenance side of real estate most of my life.

The plan is to complete the 2nd property in PA, stabilize our finances and portfolio, pay down the HELOC, and build our cash balances back up.The timeline and time frame to reach my goals has changed a bit over the first year.

Thanks so much for your help/insights!

I make a little over 100k a year and have 50k currently ready for a down payment. any insight would be helpful.

I've done it twice in Reno, NV and it's changed my life.