HVAC is 5yrs old Plumbing is good unsure of the age.Purchase 88k Loan FHA 3.5% down bed/bath 2/1 each sideSide 1 is currently rented for $440 (below market) by $45 for the sizeSide 2 I will be living in with a roommate and room rent is $330 (median market for a room for the size)Side 2 COMPLETELY RENTED will be $675 (median for market)Owner pays near $180 for water a month and tenants pay the rest of the utilitieswith mortgage, insurance, taxes, fees, monthly payment to own the property is $611.87I am really just trying to cover all of my bases right now. 

Owner said has long term tenant on one side of 9 years , building has had  great rental history.  600*2=1200 monthly1200*12= 14400 yearly taxes/insurance =2800 yearlyrepairs/maintenance 10%= 1440vacancy 10%=1440 14400-2800-1440-1440=8720 NOI20% down on 99000 @ 4% interest 30 years =19980 mortgage payment roughly 382 a month /382*12= 4584(NOI )8720 - (debt service )4584= 4136 monthly cash flowcash flow 4136 / (money invested) 19980 =20% ROIAm i missing anything here ?

I live in Leavenworth WA and my husband's uncle just moved to Richland from the Bay area and is loving the change in pace of life!

This is more life advice, what do YOU want to do with your time?

(No info on taxes, insurance, etc....but assuming nothing odd there, the numbers seem OK.)

I've heard it's rarely a good idea to file a claim against insurance because it can raise rates or cause insurance companies not to renew the policy. 

Just make sure you've got good insurance.

I have been a entrepreneur my whole life and I am choosing Real Estate to be my profession. 

-LLC is not a susbtitute for liability and umbrella insurance.

We just purchased a property with four mobile homes on it. I just got a quote from Foremost and almost had a heart attack. Who do you recommend using for a policy that won’t cost me my firstborn child?