Massachusetts has a lot of different programs, including down payment assistance through forgiveable loans, etc.

I had a friend tell me earlier today about the HUD program and that it is definitely worth looking into.

11 years mortgage experience and having been a banker (lender) and broker... a knowledgeable broker get you better rates, lower fees and has more programs.

She was told to allow the house to go delinquent so she would qualify for a government program mortgage reduction.

To our knowledge the program is not mandatory.

Dodd-Frank does not require any particular underwriting method to be used, that means one does not need to select a particular program method as used in VA, FHA, Fannie Mae, Freddie Mac, USDA, or other secondary market programs.

And "good" can be defined as academically good, or it can be a school with a great sports program that everyone wants their kid in.

Well, I am following Brandon's instructions and introducing myself.

Jasmine Claye depending on the loan program, the lender will likely only require an appraisal.

Piggy Back loans are used to avoid a loan program that would require one loan for all proceeds which may mean having to pay for PMI or MI.