Would a virtual assistant be a good option?

But based on the question asked you would be better off asking for help from a good agent. 

Those loans are meant for owner occupied primary residences. 

I am now looking to purchase a 2-4 unit property as a primary residence in NNJ.

I'll throw it out there as an option, knowing that no one is really going to take it.Your proposed transaction is low leverage, so very good terms should be available, but FDRs New Deal in the 1930s (which created the kid-friendly home loan ecosystem -- home loans commonly had 10 year balloon payments before that, even if you put 50% down) was only for homes, not for CRE.

Investment Info:Single-family residence fix & flip investment.

This video helped me, as a business financing newbie, understand what a DSCR is and why it can be a good option for investors.

Good Luck! 

What would be nice is also to have someone on more often who has been around a longer period of time (ala pre-2008) as most people in real estate only know the good times and what we have ahead of us is not the good times.

Good luck