I am trying to find someone who I can consult about the HOA coverage for Townhome fire damage..

Will try this.

I would suggest not trying to re-invent the wheel.

I've been trying to focus on SFH as long-term rentals.

Just go or it, try to keep the focus on what's going on with the agent themselves and let that inform me on where to go from there. 

Try paramount tree care. 

As I write this, I am printing out a farm area mailing that I try to do every six weeks.

I am educated(although I am always trying to learn more)

Just want to be careful on which broker/lender you use because some of them have a prepayment requirement and try to stick you with a 3-5 year prepay.There is also a 40 year I/O interest only but its only fixed for the first (10) years.Make sure you know how many months reserves they require before you get to deep into paying for the appraisal and then find out the deal is cancelled in underwriting.

I am also trying to replace my salary with cash flow so that I can just spend my day teaching people how to fly at my local airport.