If any number is below that a big angry red cell pops up on the excel chart and the property is a no go or the price needs to change.So the conclusion for this property is that it would have to be acquired at $205,000 for it to meet my criteria.

Excellent Jason!

We almost got turned down for our mortgage (despite an overall EXCELLENT DTI ratio, and credit), and I DID get turned down for financing on some expensive dental work I needed (I wish we got paid for as much of our work as you guys seem to...).

Luckily my credit before the short sale was excellent, and I had very few credit accounts with balances before this that are settled n resolved now, so I suspect once the short sale goes through my score will jump much higher than it is now.

It is an excellent resource.

Disclaimer - I have not made it to the Baltimore REIA yet (heard it's great) and the RealDeal ( which I know is run in part by the same gentleman who runs the BWI Meetup so I know it has to be excellent (and FREE)).I know it's far for Andrew (Havre de Grace) - I would definitely suggest the Real Deal Meetup in Arbutus  (and it's on a Saturday as well - bonus!)

Our credit is excellent with a high yearly income...

Clement Stone was an excellent teacher of how to become a top producing closer.

Yes, he is an excellent speaker, and if you are old enough to remember Ray Reynolds, he was an excellent speaker but could not back up what he was teaching.Joe Gore

Chris and Jerry provide excellent advice.