I'm assuming I'll get a lower cap on that and my only way to add value is by increasing rents annually based on the provincial max amount allowed to increase rents?

Loan approval is mostly based on projected rental income, similar to commercial properties.Disadvantages - higher interest rates and can be a riskier investment. 

I'm a wholesaler/investor based in NY who work in other markets looking for other investors to collaborate with and are involved in networking groups!

It feels like one requires the other...refi requires good credit...good credit requires the refi...Does someone have some insights as to how to do a home equity line of credit based on an appraisal and with a low credit score?  

I set custom calendars based on the property.

Either with residential or commercial, yes, there are programs that would allow you qualify based on income/debt.

This option would require assembling a local team as I'm considering forgoing a property manager.D) Invest in a Better Maryland Area: The goal would be to find a property with higher appreciation potential, though I'm aware that the cash flow might not match what I'm currently achieving.Given the unique circumstances of my current investment—significant appreciation, a specific tenant base, and a low mortgage rate—I'm weighing these options carefully.

Hello,I am based in St.

I know Brentwood is mostly nice but Pittsburg could be iffy based on certain neighborhoods.

Nationally, the numbers should be down at least -20%, based on permits.