It is a conservative approach, but it is also safe.

We are pretty conservative in our numbers because we ALWAYS get suprised when we buy something.

My calculations were very conservative, and using a more reasonable percentage the cash flow would double. 

I saw this as instant value add and pulled the trigger because the est rent worked out to 13% CoCROI and about 38% total annual ROI (based on 5 yr sell date and conservative for the market 3% appreciation rate). 

I’d heard 0.5%-1% was a good conservative estimate  3) I’ll try to tweak a bit to make it easier to see impact of inputs.  

They're pretty conservative lenders but I've also done a few deals and refi's with the same lender.

If you are buying at the right price, and  your numbers are very conservative you should not be worrying about recession.

@Keith Torsen imo house hacking is literally the safest and most conservative purchase you can make when you get started so don't be worried.

If you spend conservatively during a bear market, your portfolio will likely last longer.

I am being more conservative now.