Because of your comment, I visited a WF branch and got a 3.25% interest rate, 15 years, and zero origination fees at 25% down payment.

The things we put the most thought into were;1) How to arrive at a 'buy out price' ahead of time, meaning not to come up with it at the point someone wants out.

I might just go ahead and apply for the grant and just give it back when I purchase another property for house hacking? 

That would include the decision to go ahead and replace windows and sliders in 4 of the units which I would want to show in the capital expenditures for the year.

Someone visiting, that's okay, but if you're here more than 10 days and you get your mail here, you're either on the lease or everyone's out.

The more I reflect back on it and knowing that he's a type A go-getter, I think when I said we were interested in investing he went ahead and just threw us in that bucket.As far as not closing any deals with him, we had only secured him as our agent because we were looking for a rental property for ourselves.

Just a heads up 

I grew up in construction and learned from my Dad: "never let a contractor get a nickel ahead of you." 

You might want to try calling these local municipal offices beforehand And talk to a helpful civil servant by phone in advance to make the most of your visit and minimize the amount of time you spend in person during this pandemic bc govt offices are incredibly backed up and stretched super thin right now. 

We are also not doing fellow landlords any favors going forward, many of us probably wish we had gotten a heads up from a credit report from a repeat offender however I worry tenants are being conditioned to cash for keys since it is simpler and often cheaper for us.