How did you add value to the deal?

I have two applications from the same household.

Post '08' was manipulated, post 202 same, so it is hard to get a "good read" but i peg 4.25 as a good basis.     

Single-family rental (SFR) and build-to-rent (BTR) properties have seen a surge in demand over the past five years, but the sector is now confronting a slowdown.

If you have workmen do it- past the cost along to the tenant without markup.

So when do we start to see the extra .25% hit on the loan side?

Under property management costs, usually just the standard 10% of monthly rent is often referenced but the lease renewal costs & tenant replacements costs are not mentioned quite as often.

You can also offer to lease with an option to buy to tie up the property until you are ready to purchase. 

Zillow is by far the easiest application process 

I don't have the time to rehab the place.