These contributions buy you flexibility and can be accessed prior to retirement.

I have multiple friends, and potential investors I want to partner with so I'm looking for flexibility for investors. 

Also, be flexible and ask the tenant how they'd like to pay rent to see, and sometimes you found out that Venmo or CashApp is one of the options. 

Smaller banks and credit unions may have more flexible financing products.

I realize that there is value in renting that manifests in the form of flexibility.

I realize that there is value in renting that manifests in the form of flexibility.

Marriages, divorces, changes; changes in life will happen and that can impede you and your husband's flexibility on moving quickly for the next opportunity.Start small and simple to learn (i.e. loan processes, insurance, sales transactions, closings, permitting, contracting). 

I'm definitely not in a position to be able to commit full time to flipping but I do work remote which could provide a little flexibility on what I can do?

However, lenders (most of them) "add it back" for underwriting purposes and do not count it against you.Second, some deductions, for example repairs, provide timing flexibility: you may be able to take them all at once or take them slow over many years, known as capitalizing.Balancing the two considerations, taxes and lending, with these two approaches can be complicated and is best left for tax professionals.Also keep in mind that underwriting criteria vary greatly from lender to lender.

The net income, freedom, appreciation, tax wins and flexibility are the trade off for not having to work for someone else.