Stock and notes interest would most likely be considered passive income so you should be able to offset them.Always consult your CPA because there are so many rules that may be true for one individual doesn't apply to another.

The owner occupancy requirement only applies at the time of original loan issuance.There might be a rate difference between an owner occupied refi and an investment refi, so you still do need to clarify that on the refi loan application.

These tenants have occupied both units prior to this amendment (effective 2011) and the amendment states that if the tenant wasn't notified 60 days from the amendment taking effect it does not apply. 

It hasn’t some good tips on conversation that you can apply to cold calling.

I've found a few but I wanted to know if there is a good website or book or program that covers all these in a way that's easy to understand and applied to a real deal?

then apply it to wholesaling.

@Joseph Cameron  One option would be to put your proforma numbers together and apply a discounted cash flow analysis to back into a value. 

. (+21 points)Would it be best to have a credit score at 800+ with a low debt to income ratio and apply for a FHA loan OR apply for a FHA loan with my credit score as is and still have a low debt to income ratio (I still plan to pay off the last two credit cards) Also, my current credit score is in the early 700’s.I am looking to make a purchase for my first income property within the year (by January) either long distance or within Sacramento, CA.Thank you all in advance! 

Do not apply for more credit too frequently.4.

Properly applying payments7.