Alll of those areas are good to invest in.Edinburg has a new football coming into their university which is UTRGV and the season is set to start in Fall of 2025.

There are many Business Loan Applications, which are virtually identical and carefully worded, that you can find online.Hopefully, your lawyer includes a Certificate of Non-Owner Occupancy in your loan package, and language to that effect is liberally mentioned in your note and mortgage/deed of trust.Consider obtaining a script offered now by some lending attorneys that you can use to interview your borrower about their intent during a recorded Zoom call.

I graduated from community college over a year ago, and I’m now a senior at university.

I would say local property management company is ideal so you learn the legal compliancy, too, BUT we also have many virtual non-local employees that are amazing at their job and have learned a lot in property management even if it's not in the state they live and own their own rental property in. 

@Allen B.Since it sounds like you already have a maintenance team, consider hiring a virtual assistant.

The 3 states I work primarily in already require buyer agency agreements by state law. 50% of our deals are off market, so our commissions already got written into our offers as a standard operating procedure.So virtually no changes for me. 

So yes virtually zero replies saying they want to sell.   

@Jonathan Bui virtually all mortage loans today have a "due on sale" clause" But that is only one issue.

Take the Dave Ramsey Financial Peace University course or something similar.

You can see decent returns in the city near University Circle, Glenville, and North Collinwood.