Self managed HOAs are usually undercapitalized so you want to take a thorough review of the condition of the community to make sure there isn’t deferred maintenance because you might get hit with a special assessment if the board isn’t setting aside cash for those capital improvements.At face value, taking into consideration my typical financial objectives, I wouldn’t do this deal unless it was a much lower price.

Typically lenders will use the total rent being collect or the market rent given on your appraisal, which ever is lower.

I've thought about making an offers myself but I haven't so far because I don't want any appearance of taking advantage of seniors moving into our care. 

I may specialize in VA loans, but I also offer a range a conventional, FHA, USDA and commercial lending options. 

Both Conventional loans and DSCR loans can offer this flexibility, depending on the specific scenario and borrower qualifications.

Thanks for letting me know about it and the trial period offer.

Below is some copy & paste info about our methodology:----------------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

My husband & I really appreciated the bakery goods, not only because they were tasty but because they left the address for us so we could continue delighting in the offerings.

Other than that, does the house you're looking to buy offer the ability to rent a room or level of the house to someone?

@Steven RossiBaltimore is a strong market for single-family rentals, offering affordability, high rental demand, and value-add opportunities.