If you go talk to a bunch of different banks and ask each one the same questions you'll start to see patterns in their answers and then you'll know what to expect. 

Also, flood insurance is a must given Houston's weather patterns lately (even though the "Heights" are so named because they are above the flood plain).

Before I start this discussion, I wanted to post the link to the Article with the title "Population migration patterns: US cities Americans are abandoning" but don't go to the link YET.

It looks good overall, but the tile in the kitchen and bath is pretty horrible looking.

I’m good at Tiling and really like it actually, I CAN do a lot of the work, but 2300 sqft is quite a lot to tackle alone.

If you put stainless steel appliances, tiled floors in the bathroom and kitchens, finish the basement, and put granite in the kitchen and are in a half decent neighborhood, your units will rent a lot quicker.

We mail Yellow Letters to high equity and long ownership so it is obvious it's an older generation, but in Houston we don't see the same pattern or get that many people to say those things like in SA.

I put new tile flooring throughout, added a closet to make a 3rd bedroom, new appliances, new paint, new counter tops, refinished cabinets and added new hardware, gutted and updated bathrooms, landscaped outside plus lots demo, fixed a roof leak, sheet rock work ect.. for $13,500.

Hello Biggerpockets,I’m in the process of closing on a house in Killeen and wanted to know if anyone had a painter, tile guy and a foundation company (pier and beam) that they have used in the past.

floors already demoed, about 80 sqft on floor and about 50 sq in the shower, it also needs demo in the shower.List of work: demo the showernew toilet, tile floor in shower, baseboards, thin set, baseboards, labor  $2300.00.