The banks include the lot of land into the construction as well but do shop for land that superseded the home price.

My e-commerce shops have all tanked.

So seems he's basically recruiting people to be hard money and bridge lenders in a variety of contexts using his own capital to start with (after they pay the membership fees) so it does seem like it is designed to work for people right up front for the first few deals he is hand-holding you through, but I have a lot of questions about what happens when deal flow or membership slows down and who exactly is left holding the bag.

I like it because it does appear to be a one stop shop for what I use it for, but its gonna take some time to adjust to the workflow. 

Would love to connect and talk shop. 

Does anyone have any advice on the best way to shop for a mortgage to pay off the hard money.

Hi James, Your best bet is to search Google or BiggerPockets for hard money lenders in your area.However, you can also contact private money lenders directly and shop around for the best price yourself. 

Just have to shop and watch that. 

I don't see how that's not a perfect opportunity for a new investor.Is it better to shop where houses go over the asking price? 

Just that some contracts and “escrow instructions” being circulated by certain gurus provide for it.IMO that fix may come too late… the DOS cat is already out of the bag.