We have some of those calculators we plan to to add in 2025 for those who want it all-in-one.

But in Smarter Contact, even though it's not required (if you're in the Elite or Enterprise Plans), they're strongly suggesting it and even have a report on "carrier block rate" percentage.

Their debts have either been wiped away or dealt with through a payment plan.

Selling now could simplify estate planning and lock in gains, especially with capital gains taxes in mind.

I would never advise my customer to take a 5 YPPP considering we are have been moving into a downward trending rate market since 2024. 3 Year Prepay Max but if you plan on doing renovations or taking cash out on the ARV then a 1-2 YPPP would be Max.I would also advise buying the rate down before you decide to take a 5 YPPP using seller credit, equity or closing funds.

For example, we cannot find a good deal in Houston on the MLS to save our lives, but in San Antonio there are a bunch. 

Neither of those pencil out.I think you'd be wise to save the money and find your own leads.

Starting in your 30's is in some cases better in that you are more mature and disciplined about saving and settled. 

Do you save three months of vacancy for each unit and $50,000 for the roof replacement?

Hello @Yooni Choi,While managing an out-of-state rental property yourself might seem like a money-saving strategy, the reality is much more complex.