It actually saves me $9 per month. 

I'll send a PM with my contact info, happy to connect more by email/phone or in person next time you're in town.

Their property sat vacant for a few months while their guy "saved them money".

This is great info!

It may make sense to save a bit more and invest from a position of power.Keep in mind most helocs are adjustable.

If you are able to sell I'd say sell, if it's not looking like that's going to happen then try to get it on a long term loan with renters so you can save on your monthly payment, then get the equity back out and move onto something else!

Here is a video that runs down the basics - https://s-media.nyc.gov/agencies/specialenforcement/01-Legal...There is also a prohibited building list - https://www.nyc.gov/site/specialenforcement/registration-law...Here are some more info overall - https://www.nyc.gov/site/specialenforcement/registration-law..All of this makes STRs in the city pretty tough but it certainly not impossible.

Fail #2, Although booking will capture info about the guest who was "new" to the platform, they will not share that info, instead the "call them on your behalf and ask that they pay their bill."

I just want to get financable this year - pay off debt, save some $. 

Do you have savings besides that?