For example, your credit card could have a line of credit up to $25,000 but you don't pay anything as long as your balance is $0.

High Credit card utilization is better than a abundance of missed payments or recent bankruptcies.

Quote from @Scott Davis: Being a rookie investor currently trying to find a tax attorney/CPA, this was very helpful.

My family has been invested in that county since the mid 60s.. that property I knew well.. it cant be developed.. so you have rookie who had no clue and no means to really develop it.. and led on by a lender just interested in the 10k up front.. 

Newcomers are treated like rookies, and they'll face unnecessary delays just because no one knows them.

I'm a rookie trying to break into the market.

You can always ask for a copy of the SS Card along with ID and Pay stub.Yeah, they have to verify you because you are requesting other peoples information.

I Have Real Estate Rookie (90 days to your 1st investment) by Ashley Kehr Also Buy, Rehab, Rent, Refinance, Repeat By David Green, And A Ton Of Podcasts.

I'm currently working through my credit card company since they provided email proof admitting their data is old, at least in the two states I am working in. 

1.Subscribe to the BiggerPockets Money and Rookie Podcasts2.Attend the FREE WEBINARS3.Attend a Meetup in Your Area / virtual meet ups4.Purchase the Beginner Books: How to Invest in Real Estate, Set for Life, The House Hacking Strategy5.Peruse the forums!