Are you reducing my ability to network and conduct business and negatively impacting my future deal making ability by calling me a "fake investor"?

A tough thing we've found though (like you mentioned) is even the highly rated foundation folks in our area -- as well as a lot of the content online -- all have a strong incentive to sell big high-margin solutions.

Owner-occupying a small multi-family property is a smart move—you're reducing your own housing costs while building equity and generating rental income.

Are there other ways to reduce my mortgage that I am not aware of (besides refinancing)?

From my experience, to succeed in multifamily investing, focus on networking through local meetups, online forums, and professional connections, leveraging your CPA skills to analyze deals and optimize deductions.

The cost should be getting reduced significantly. 

He's very thorough with this standard inspections and he also offers "investor due diligence" inspections at a reduced rate.

Paying for an online course before you know other investors and have gone to meetups is just paying to procrastinate.

From my research online, there haven’t been any recent violations.

Network (in-person events and online BP)3.