It would be a good idea to assess your tolerance to risk and then plan something like that, but using a heloc is going to be around 9-11% in this market so to pay something off with lower interest rate to borrow more might not make much sense.

The markets you’re considering have strong fundamentals, and many investors successfully scale this way without having to be actively involved.If managing a property doesn’t fit your schedule right now, keeping your capital liquid for the right opportunity isn’t a bad idea.

You will get plenty of that at your office sales meetings, office training, CE training, board and association training.   

It's really important that you work with an experienced loan officer or broker, especially on a time sensitive purchase transaction.

When the fed states they are going to raise rates, it is generally a good idea to believe them.  

I would love to bounce some ideas and get smarter about the market and investments.

I do think partnering might be a good idea for you, especially if you're somewhat limited on capital.

I love the idea of a tiny home. 

I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

I would hold the cash for keys idea in my back pocket until I heard what they have to say.