You could try to weather the negative cash flow and refi later.

It's a simple concept and is very easy to understand.

There's much more to consider than the negatives you mentioned.  

I recognize that this is a matter of personal opinion, but I am particularly interested in exploring the concepts of lease and sub-lease.- What measures can landlords take to ensure protection while renting, and what steps should be considered prior to seeking a tenant?

I have read the book "Rich Dad Poor Dad twice now, so I do not need a reminder of using the concept "I cant do it or blah blah blah."

I’m simplifying the numbers here to focus on the main concept, so I’m leaving out factors like expenses, improvements, property management, repairs, etc., for now.Here’s the scenario:- I bought my house in 2022 for $1MM and used it as my primary residence.- In 2024 (after 2 years), I moved out and converted it into a rental.

My book on Turnkey Real Estate Investing - Simple Concepts to Overcome Analysis Paralysis and Acquire Your First Rental Property in 29 Days (this title is a work in progress) should be released before the end of October.

Putting less down may subsequently put you in a break-even scenario or possibly even a negative cash flow.

I'm now looking to house hack in Dallas or the surrounding areas (likely Arlington) but am a bit stuck on how to run the numbers.When calculating cash flow on the my duplex in Indiana I took into account PITI, vacancy reserves, maintenance and repairs reserves and utilities to get down to my net cash flow amount.When running the same calculations using 5% down on the house hack, I find myself quite a bit in the negative.

If your goal is stability and less volatility, an LTR could be more predictable, but it wouldn’t give you the cash flow cushion you’re looking for.Pros:More predictable income with less management effort than STR.Lower vacancy rates compared to STR.Less risk of fluctuating occupancy rates.Cons:Potential negative cash flow if maintenance and repairs exceed margins.Limited growth potential for income.3.