He said his credit rating is 760.

Any additional mail costs $.50-$.76 depending on the size... so to prevent you from having hundreds of $.50 charges on your credit card, the default "reload" is $50 (you can set this to whatever you like in the app).Hope this helps....

Choosing the right lender for a HELOC (Home Equity Line of Credit) can make a huge difference depending on your goals.

STR internet guru's seem to be coming out of woodwork the last couple of years.

But I'm guessing maybe your credit is too low for that?  

Leveraging a HELOC (home equity line of credit) could allow you to invest in multifamily without completely draining your savings.

We consider background checks and credit checks only good for 60 days. 

Credit Union, Brokers, Banks (all have different advantage & disadvantages). 

Either way if you personally guaranteed the note, yes it will affect your personal credit no matter who the property is titled to.

Id go right into looking at local credit unions and small community banks for HELOCs (lines of credit) so you can have a lower blended rate and draw/payback as you please.For the 3F - Since this is free and clear, you would only be looking at 1st position options here in the world of financing.