"We decided we didn't like the neighborhood" is a very gray area - If you had some kind of incident (a break-in, or riot, for example), it would probably add more credence to your defense.

I've had incidences of co-mingling funds unintentionally and some other mistakes.

I do not want any person or animal to get hurt, I think I'd be liable as insurer on the property if an incident happened on my lot.Do you know:1) What if neighbor pitty jumps fence onto my property- am I liable if this animal gets onto my property and over the fence?

I did not use it after this incident. 

I wonder what incidents occurred to allow the to allow 90 days.  

Tenant filed a police and animal control report after the bite incident, which dog's owner claims did not occur.Tenant is elderly, pays on time, keeps rental clean and well maintained but in general is not liked by neighbors, is a demanding tenant and many of them have had "relationship issues" with her.I have followed up with renter in the past to outline that per contract, we expect tenants to maintain peaceful relationships with neighbors and to work through any conflict in a productive ways, but I can't control what either party does and the complains are subjective. 

Third-party companies carry their own general liability insurance, which comes in handy if you're a property owner being sued for incidents that involved a security guard on duty.

This was in Santa Rosa as well so I'm not talking about some far-off incident that doesn't apply to you.For ultimate protection, hire an attorney to advise you. 

However, the insurance policy is still in my name.Has anyone dealt with an issue of being sued for an incident on a home they used to own years after selling it via owner-financing?

After that incident, we vowed to never live in a downstairs unit ever again.