Some of the manufactured home companies have a modular home option, I know Clayton does.

I have been doing these type of loans for 30 plus years and buying foreclosures since the late 70s.. seen it time and again  ..

what kind of loan?  

The loan is non recourse, so I have no personal liability.  

How about the increased home insurance cost for a landlord policy?

Hi Adam,I'm a licensed loan officer in 8 states.

Because 0-5% down does NOT happen unless you are owner occupying the home.

I got a HELOC loan on the home for $130k.

When house hacking, consider the area's average rents, property values, and financing options, such as FHA loans or conventional loans, which may require as little as 3.5% down for multifamily properties (if it's owner-occupied).

They're very different thankfully so it feels like there's always at least one who's acting like a normal human being...A defeasance is something that happens on commercial properties when a securitized loan (like a CMBS [commercial mortgage-backed security] or agency loan) needs to be paid off early, either when you're refinancing or selling your property that has a loan on it.