So I just assume those things will be part of ongoing maintenance for the property.On a side note: where is your house that it's so dry in the summer that the grass will burn dead, yet the municipality can afford to give away unlimited quantities of water for a flat price (just part of your taxes)?

A "second home" loan has nothing to do with the quantity of loans, but instead with the usage intent - which @Scott Stahr's intent fulfills.  

I'm a strong believer that whatever one does in life always comes back to them in larger quantities.

I agree with alot of what @Danny Kay said, I would focus on quality not quantity.

I’m surprised by the quantity of responses in such a short period of time.

You HAVE to keep large quantities of items on stock for guests to use, so that the cleaners can just refill right there in the house.

I would just make sure you get an itemized break down of the materials (what materials, what quantity, and what price per quantity) so you know exactly what you're paying towards the labor.

@Skylar Martinez I believe that underwriters care about the quantity of income (your annual pay) and stability (that either you're a W-2 employee or have two years earnings history as a 1099).

Perhaps bank constraints on new specs could be another tradeoff where hard money wouldn't limit project quantity.

I just don't personally subscribe to that as the agent :) I'd rather work for a broker who wants quality not quantity with their agents.