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This is much lower than the costs associated with refinancing.Benefits of Mortgage RecastingLower Monthly Payments: The most immediate benefit is a reduced monthly payment, which can free up cash for other financial goals.Save on Interest: By reducing your principal balance, you’ll pay less interest over the life of the loan, potentially saving thousands of dollars.No Credit Check or Appraisal: Unlike refinancing, recasting doesn’t require a credit check, income verification, or home appraisal, making it a quicker and simpler process.Keep Your Current Interest Rate: If you have a favorable interest rate on your current loan, recasting allows you to maintain it while still lowering your payments.Drawbacks of Mortgage RecastingRequires a Lump Sum: Not everyone has the cash on hand to make a significant lump sum payment, which can make recasting inaccessible for some homeowners.Doesn’t Shorten Loan Term: While your monthly payments are lower, recasting doesn’t reduce the length of your loan.

Most cost segregation study companies provide the quote for free.

You'll spend some time watching the videos and in return you will get some free education. 

Feel free to reach out and we can give you information on our experience.

Most of the large lenders have affiliate programs and will teach you for free to represent them.

I work 11-12 hour shifts, five days a week, in a demanding role, leaving me with little free time.

So back to square one Property is in her name free and clear.

@Joel Oh- if you are using a loan to acquire the property - the lender  requires  insurance ....if you own the property  free and  clear - your  choice  but I would still  recommend  insurance 

Selling now could free up your equity, giving you the option to diversify into other investments or markets that align better with your new life on the East Coast.