(I was going to say except for the person who NEEDS to sell today.

However, you will need to pay the additional cost of securing a new mortgage.This is based on:* I added $600 to ARM to cover its additional expense (increases monthly payment to $5,104)* No prepayment, except all paid off at end of year 5 for both loansThese are the monthly movements, I hid a lot of rows for simplicity

There should be an exception to this rule based on competence/education/work experience, but I guess that's hard to prove.

However, for me, I would do NOTHING except issue them a lease violation warning and use their uncorrected lease violation as another valid reason to evict them.

There are exceptions, but I would needs high degree of confidence that the unit is the exception before spending money to furnish.I will add that my long time STRs that have done great are only doing ok this year.  

I found very few reviews except one that said it requires a $5000 initial investment and the refund policy wasn't stated.All these social media gurus/coaches say basically the same thing with different hooks to get your attention, his being the "cowboy" and they will mentor you 1:1 and walk you through the steps, etc.

However I have made exceptions in the past for certain clients. 

People are popping this stuff all across the smokies and nobody is renting them except maybe a few weekends during peak fall coming up.

(there are some exceptions, but expectations don't make you money) So that leaves "individual landlords" who self-manage. 

You need to end goal and then you can reverse engineer the numbers.I got it all figured out except the inflation of cap ex items.