During those 10 days, if they find issues they want repaired, compensated for, its negotiated.

I would love to benefit from the savings of grouping the listings as a primary with add-ons, but the last time I tried that, there were multiple issues on their end.

That's easy compared to trying to fight and erroneous $13k water bill (a real issue we had) or an insurance policy tripling (that too).

Currently have a duplex I’ve been in 3 yearsMortgage 3.65% pmt $850Tenant pays $875Heloc $30k——monthly $291The issue I am running into isRates are so high right now and it’s a lot harder to find another that will cover full mortgage.Does it make sense to leave somewhere that it is full covered to go to one that is not?

I believe this is the issue at hand its the collateral.when you look at NPN pricing you will see this.. 

I have a son in a similar situation, he went 6 months trying to get decent work and had other issues.

Issues 1) even garage conversion ADUs in single family zoned areas typically cost more to build than the value that they add.  

Even in towns where they desperately need affordable house if, they can’t get over the stigma of MHPs.The other issue you’ll run into is highest and best use.

Long term rentals are the easiest since you won't have to deal with cleaners and maintenance issues are relatively easy to deal with by calling someone. 

We've never had any issues whenever we submitted a claim, and they would take care of the type of situation you're dealing with.