Buffett let the cat out of the bag years ago on mobile home parks and you're not going to fall into tons of discounted deals on anything right now.  

I would advise against for residential customers, since those units are simple and have straight forward maintenance that can be covered in an annual “tune-up”.

The key here is buying at a discount.

You will get a more accurate idea of what your actual interest rate is without paying any discount points.

If you lie in answering this question, it's straight-up mortgage fraud, which is exactly what you'd be doing if you answer No to this question while having PG'd a DSCR loan.

If your goal is to move closer to family and you’re getting the house at a discount, it’s a strong personal and financial move.Advice Based on Your GoalsGiven your long-term goals of being debt-free while building a rental portfolio, it might make sense to hold onto the Stockton property.

or am I simply just going straight to an attorney and telling them the verbal agreement and having them draft up the necessary documents? 

Whether its LTR or STR - if you buy at a discount of around 70 to 75% LTV, you should do ok. 

I didn’t see the free option upon initially going to the site, as the landing page directs you straight to the paid membership. 

And super low inventory means no discounts, even for properties in rough shape.