For an extra charge, the cleaners may be willing to do with laundry at their home, although I did this once and had mixed results.

Your LTC leverage is also very similar to a bank construction loan but between origination fees and interest charges you will incur  ~$20,000 more in finance charges during the life of this renovation project.

And your simply charging points and keeping the points and then a service fee. ( interest rate delta). 

They charge 300 something a year for the membership.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

Offer a $10 monthly credit for a laundry service like Poplin (they charge $1 per load)C.

When you do it, you show your cards, but new people don't knew because they are thirsting for help and will take it from literally anybody.

It takes away your trump card... who wants to evict a sibling? 

1.7 % of Loan Amount (Points) - $6,035underwriting fees - $1,400Are the above fees reasonable or not for refinancing a mortgage?

Subtract more for AirBnB charges, local management, repairs, cleaning, etc and there is not a lot left to pay the mortgage.