I think I'll start out where I live and probably branch out outnof state once I build my knowledge and experience. 

I have my personal emergency fund stored away in a HYSA, and am working to build up a15k property reserve as well, but am conflicted on where to keep that 15k. 

I had a “lender” tell me he’d give me a personal loan with a fixed 4% rate on a 30 year term at whatever amount I wanted because he would like to “build a relationship” with me. 

If you play your cards right, this could be a great way to build equity and add value to the property.

I am about to pay the land cash 500K, then build 10 apartments for roughly 1.5M.

Ive been told to build a huge buyers list to just get it under contract and market it.

Because of the nature of a tax lien, it would be difficult to obtain financing from a commercial lender secured by the tax lien itself.  

- Are you only looking for 6-unit apartment buildings or another that is 5+ units?

For path #2, you mean purchase & renovate a 3-5 unit building right?

I’m based out of Lehi, Utah, and have always been fascinated by the potential of real estate to create opportunities and build wealth.After spending time learning about the industry and what it takes to succeed, I’m ready to dive in and start making deals happen!